金融被害を受けた被害をあざ笑う人間が、日本という環境に沢山存在するコロナ禍以降の闇が確かに存在する。

投資に誘われ多額の借金を負わされた２２歳の女性が、自ら命を絶った。

A 22-year-old woman who was lured into investing and burdened with a large debt took her own life.

「投資詐欺の件でたくさん迷惑をかけてしまって本当にごめんなさい」と、悲痛な言葉を遺書に残していた。

"I'm truly sorry for causing so much trouble with the investment fraud," she wrote in a heartbreaking suicide note.

日本弁護士連合会は２０２３年２月２８日に大学院で、金融詐欺被害の学習会を開催して被害女性の遺族も「金融詐欺被害の悲惨さ」を訴えている。

On February 28, 2023, the Japan Federation of Bar Associations held a seminar on financial fraud victims at a graduate school, where the victim's family also spoke about "the devastation caused by financial fraud."

　「私の娘は当時22歳であり2020年3月に大学を卒業し就職したばかり」で、その年の8月に投資マルチの被害に遭ってしまった。

"My daughter was 22 years old at the time and had just graduated from university and started working in March 2020," and she fell victim to an investment pyramid scheme in August of that year.

「150万円の借金を背負って、2020年10月1日に自ら命を絶ちました。」と、金融加害が如何に残酷なものかを必死に訴えかけていた。

"She took on a debt of 1.5 million yen and took her own life on October 1, 2020," they desperately conveyed how cruel financial victimization can be.

「やっぱり、友達に騙されたというところを娘は苦しんでいたと思う」と、被害女性の遺族は語った。

"I think my daughter was really suffering from the fact that she was deceived by her friends," the victim's family member said.

「信頼していた友達から裏切られたという苦しみ、自分以外にも沢山の被害者がいるということを言っていた、他の被害者を心配していた」と、被害女性の遺族は語っていた。

"She spoke of the pain of being betrayed by friends she trusted, and said there were many other victims besides herself. She was worried about the other victims," the victim's family member recounted.

一人でも多くの人に「悪質な詐欺を理解して欲しい」というのが、被害女性遺族の強い願いであった。

The strong wish of the victim's family was for as many people as possible to "understand the nature of malicious fraud."

警視庁が摘発した「ジュビリーエース」や「ジェンコ」などの無登録の投資詐欺的金融関連商品をめぐり、被害に悩み自死した女性の遺族は民事裁判を提起した。

The family of the woman who committed suicide after falling victim to unregistered fraudulent financial products such as "Jubilee Ace" and "Jenco," which were cracked down on by the Metropolitan Police Department, has filed a civil lawsuit.

被害女性の遺族は勧誘者ら３人を相手取り、計約１２００万円の損害賠償を求める訴えを東京地裁に起こした。

The victim's family filed a lawsuit against three recruiters in the Tokyo District Court, seeking a total of about 12 million yen in damages.

被害女性が大学時代の同級生だった男に「ジェンコ」への投資話を持ちかけられたのは、令和２年８月末のことである。

It was at the end of August 2020 when the victim was approached by a male former classmate from university about investing in "Jenco."

被害女性は同級生から紹介された別の男からも、「ＬＩＮＥ」で説明を受けたという。

The victim reportedly also received explanations via "LINE" from another man introduced by her classmate.

コロナ禍以降に「LINE」などのSNSを活用した金融詐欺は、被害金額も認知件数も増加しているように感じる。

Since the COVID-19 pandemic, it seems that financial fraud using social media platforms like "LINE" has increased both in terms of monetary damage and number of reported cases.

被害女性のＬＩＮＥには「当初、警戒を示した様子」が残されていたが、加害者男側は「マルチとかネズミではないです」と否定をして勧誘を継続した。

The victim's LINE messages showed that "she was initially cautious," but the perpetrator denied it was a pyramid scheme or Ponzi scheme, saying "It's not multi-level marketing or a rat race," and continued to solicit her.

被害女性は言われるがままに消費者金融３社を回り１５０万円を工面して、男側に託した。

Following instructions, the victim went to three consumer finance companies, raised 1.5 million yen, and entrusted it to the man.

被害女性は２週間ほどが経過したところで、投資案件が破綻したことを理解して苦しんでいた。

About two weeks later, the victim realized that the investment scheme had collapsed and was suffering.

被害女性は大学へも奨学金３００万円を借りて進学をして、卒業後は教育業界へ就職した充実の日々を送っていた。

The victim had taken out a 3 million yen scholarship loan to attend university and was living a fulfilling life working in the education industry after graduation.

被害女性の充実した日常生活や人生は、悪質な加害者男性からの投資話で暗転した。

The victim's fulfilling daily life and future were suddenly darkened by the malicious investment proposition from the perpetrator.

「何も悪いことをしていないのに謝ってばかり。たった１人で、どんな気持ちで書いていたんだろう」と被害女性の遺族は悔しさを語っていた。

"She kept apologizing even though she hadn't done anything wrong. I wonder how she felt writing that all alone," the victim's family member expressed with frustration.

「だまされた方が悪いと思われるかもしれないが、本当にそれでいいのか」という怒りと、勧誘した加害者男性に反省姿勢が無かったことが許せない様子であった。

There was anger at the notion that "people might think the one who got deceived is at fault, but is that really okay?" and they couldn't forgive the lack of remorse from the man who recruited her.

２０２０年９月３０日に被害女性は交際していた男性と共に、勧誘者の男のもとを訪れて返金を申し出た。

On September 30, 2020, the victim, along with her boyfriend, visited the recruiter and requested a refund.

加害者男性からは全く取り合ってもらえず、「返してほしい」と懇願する被害女性側に、現金を託した男が「なんで？ハハハ」と笑いながら話している記録が残されていた。

The perpetrator completely ignored them, and there was a record of the man who had been entrusted with the cash laughing and saying "Why? Hahaha" to the victim's side who were pleading "Please give it back."

金融被害を受けた被害をあざ笑う人間が、日本という環境に沢山存在するコロナ禍以降の闇が確かに存在する。

The existence of people who mock the victims of financial fraud is certainly a dark aspect of post-COVID Japan.