Claims Adjusterの理解度をチェキ！

ぽっくり参った〜（略してポクッター）ファウンダーの◯◯◯ッチででん！

ちな、ネタいじりだけ集約したマガジンもあるんで見逃しチェキっちょw

ドロン希望の方は、ココから他の理解度チェキにバシルーラしちまお〜ぅ。

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The unfair trade practice of offering inducements for the purchase of insurance is called:

❎ misrepresentation

❎ controlled business

❎ false advertising

⭕️ rebating

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In which type of group life insurance policy may the holder allocate the net premiums to one or more of several investment accounts?

❎ Group universal life insurance

⭕️ Group variable universal life insurance

❎ Yearly renewable term insurance

❎ Comprehensive long-term care insurance

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Which of the following distinguishes the conditions of the standard business owners’ policy from those of the standard commercial package policy?

❎ Many of the coverages that are automatic for the standard commercial package policy are optional for the standard business owners’ policy

❎ The standard commercial package policy extends automatic business income and peak season coverage

⭕️ Many of the coverages that are automatic for the standard business owners’ policy are optional for the standard commercial package policy

❎ The standard business owners’ property coverage form is different than the building property coverage form

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How much of a property must be unoccupied for it to be defined as vacant by the standard commercial property policy?

⭕️ 30 percent

❎ 25 percent

❎ 50 percent

❎ 40 percent

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With regard to homeowners insurance, business is defined as any activity that has:

❎ Neither revenue nor continuity

❎ revenue

❎ continuity

⭕️ Both revenue and continuity

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An expense plan that indicates an employer will reduce benefits for persons over the age of 65 to the extent that they are payable under Medicare for the same expense is known as a:

❎ maturity value benefit

❎ Medicare supplement

❎ Medicare secondary rule

⭕️ Medicare carve-out

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Which of the following vehicles would NOT be defined as mobile equipment by the standard business auto policy?

❎ Forklift

❎ Farm machinery

❎ Bulldozer

⭕️ Snowplow

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Which of the following events would NOT be covered by the standard dwelling policy?

❎ Smoke damage from furnaces

❎ Losses caused by volcanic eruption

⭕️ Smoke damage from fireplaces

❎ Losses caused by spacecraft

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Which of the following injuries would be covered by the standard farm liability policy?

❎ Those that occur on locations owned by the insured but not named on the declarations page

❎ Those that occur on locations rented by the insured but not named on the declarations page

⭕️ Those suffered by residence employees while performing duties associated with their employment

❎ Those suffered by people who are on the insured location for the purpose of providing professional services

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Which of the following is NOT an advantage of an umbrella policy?

❎ Higher defense costs

⭕️ Coverage for injuries that occur while at work

❎ Gap coverage

❎ Higher coverage limits for injuries and property damage caused by the policyholder

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Which type of claims adjuster handles property and liability claims?

⭕️ Both Multiline and All-lines

❎ Multiline

❎ Neither Multiline nor All-lines

❎ All-lines

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Which of the following people would NOT be covered by the standard business auto policy?

⭕️ A person from whom the named insured borrows a covered auto

❎ A person who is using a covered automobile with the permission of the named party

❎ An employee who is moving property from a covered automobile

❎ A person who is liable for the conduct of the insured party

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Which of the following structures would be covered by Coverage B of the standard farm property policy?

⭕️ Private garage

❎ Barn

❎ Cabins rented by non-employees

❎ Grain silo

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Which of the following must be true in order for towing charges to be covered under the physical damage section of the standard business auto policy?

❎ The towing must be performed by an approved service

❎ The labor must be performed within twenty-four hours

❎ The towing charges must exceed the limit published in the declarations

⭕️ All of the labor must be performed at the site of the breakdown

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