ð»ð³#14 ãããã â¢ããŒããã³ã®ã¹ã¹ã¡
ä»åã¯ããããã ã§ã®æ±ºæžæ¹æ³ã«ã€ããŠçŽ¹ä»ããŸãã
æ¥æ¬ã§ã¯ãçŸéãã¯ã¬ãžããã«ãŒããããŒã³ãŒã決æžã亀éç³»ICãªã©ã決æžæ¹æ³ãèŠããããªãã»ã©è±å¯ã«ãããŸãããããããããã ãå«ããæ±åã¢ãžã¢ãªã©ã®çºå±éäžåœã§ã¯ããã§ã¯ãããŸããã
æ
è¡æã«æ··ä¹±ããªãããã«ãäºåã«æ±ºæžæ¹æ³ãç解ããŠæºåããŠããããšã倧åã§ãã
çŸé
æ¥æ¬ã¯å
é²åœã®äžã§ã¯ãçŸé䞻矩ã®æ¹ãå€ããšãããŠããŸãã
åœã«ãã£ãŠã¯åœæã暪è¡ããŠããããšãããçŸéãå«ãã颚朮ããããŸããçŸé䞻矩ãå€ãããšã¯ããã®å¿é
ããªãæ¥æ¬ã®èªããããšãããããŸããã
ãããäžæ¹ã§ã¯ãè±çšãããã«ã¯çŸéãæããã¬ã«ãããšããæ¬ ç¹ïŒïŒããããŸããã
ããŠè©±ããããã ã«æ»ããŸããšããããã ã¯çŸé䞻矩ã®åœãšèšããŸããè¡äžã«å€ãèŠãããå±å°ããåºã§ã¯ãçŸéããåãæ±ã£ãŠããªãããšãå€ãããã£ãã·ã¥ã¬ã¹ã«ã¯å¯Ÿå¿ããŠããŸãããåŸã«ãŸãè¿°ã¹ãŸãããè¿å¹Žã¯QR決æžãæ®åããŠæ¥ãŸãããã芳å
客ã䜿ãããšã¯äžå¯èœã§ãã
ãã®ãã芳å
ã§èšªããå Žåã¯ãããŒã«ã«åºã§ã¯çŸéãã䜿ããªãããšãèŠããŠãããŸãããã
以åã«ã玹ä»ããŸãããããããã ã®é貚ãã³ã¯æ¡ã倧ããããšã§æåã§ãã
çŸåšã1åïŒ170ãã³ã1ãã«ïŒ25,000ãã³çšåºŠã§æšç§»ããŠããããšããããæ¡ã®åä»ãªé貚ã ãšåããã§ãããã
ãªãããã»ã©æ¡ã倧ããã®ãçåã«æããŸããããã®çç±ã¯è©±ãã°é·ããªãããã§ããã§ãã®ã§ãæãç°¡åã«è¿°ã¹ããšããã°ãåå ã¯ãããã ã®æ¥æ¿ãªçµæžæé·ã«ããç©äŸ¡äžæã§ãã
ãã15幎ã§ç©äŸ¡ã¯çŽ3åã30幎ã§çŽ10åããããŠãããã æŠäºæ代ã®1960幎é ãšæ¯ã¹ããšãåäžçŽã§1ã2äžåã«ããªã£ãŠããã®ã§ãã
çŸåšãããã 人ã®å¹³åæåã¯çŽ5äžåã幎åã¯70äžåãšãããŠããŸããããããããéœåžéšãšèŸ²æéšã§ã¯å€§ããéããããã貧å¯ã®æ Œå·®ã¯åºãã£ãŠããŸãã
ãããŠãããã ã®å¯è£å±€ã¯ãæ¥æ¬ã®å¯è£å±€ãšã¯æ¯ã¹ç©ã«ãªããªãã»ã©éæã¡ãããŒããã³1åºã2åºããŸãã¯å°ãéå€ã«è¡ãã°äžè»5ååããã10åã30åã¬ãã«ã®è±ªéžãç«ã¡äžŠã¶ã®ã§ãã
ããã§ããã€ã¯ã§10åãè¡ãã°ããã¿ã³å±æ ¹ã®äžã§æ®ãã人ã
ããè¡è§ã«è
°æããŠæµãã§ããããã®ãåŸ
ã€äººããããã ã«æ¥ãã°ã人çã®ç¡åžžããç°¡åã«èªèããããšãã§ãããäœãéããšããããŸã§ã®å·®ãçãŸããã®ãâŠ
ãŸã話ãè±ç·ããŠããŸããŸãããããããã ã§ã¯çŸéãç¡ããã°ç掻ããããšã¯ã§ããŸããã
ãã®èŠ³å
客泣ããã®ãããã ãã³ã®äž¡æ¿ãèšç®æ³ã«ã€ããŠã¯ã#6ã§è§£èª¬ããã®ã§ããã§ã¯å²æããŸããæ¯éãã§ãã¯ããŠã¿ãŠãã ããã
ãã ããäžã€ã ãâ ïž
äž¡æ¿æã«å°é¡çŽå¹£ããé¡ãããŠïŒïŒ
ããã ãã¯å¿ããªãã§ãã ããã50äžãã³çŽå¹£ã¯ãäžçã§äžçªäœ¿ãã«ããçŽå¹£ã§ãã20äžãã³çŽå¹£ãªããã©ãã®äž¡æ¿å±ã§ãå«ãªé¡ãããªãã®ã§ãé¡ãããŸãããã
15äžãã³(900å)ã®è²·ãç©ã§ã20äžãã³(1,200å)çŽå¹£ãåºããŠããé£ãããªããšæãããåœã§ãð
çŸé䞻矩ã®åœãªã®ã«ããªããçããªãé£ããæã£ãŠããŸããããããåæã«èããŠè¡åããªããšãã€ã©ã€ã©ããŸãð
æ
è¡ã«ãããŠã¯ã1人1æ¥3,000åã®çŸéãããã°ååã ãšæããŸãã
äž¡æ¿æ
æãããããããäž¡æ¿æã
ã¬ãŒãã¯äžçªè¯ã(ã»ãŒå
¬å®ã¬ãŒã)ãšæããŸããããã€ã§ã倧å€æ··éããŠããŸãã
ãã¡ããç§ãããå©çšããäž¡æ¿æã§ãã
ã»ãšãã©ææ°æãåããã(1äžåãããçŽ1äžãã³)ãã¬ãŒãã«æå¥ã¯ãããŸããã
ææ°æã¯å€å°åãããŸãã(1äžåãããçŽ3äžãã³)ãä»å玹ä»ããäžã§æã空ããŠããã®ã§ããããã§ãã
ã«ãŒã
ããŒããã³äžå¿ã®ãåºãã¬ã¹ãã©ã³ãããã«ãªã©ã§ã¯ã«ãŒã決æžã«å¯Ÿå¿ããŠããããšãå€ãã§ãã
ãããã ã§ã¯ãã¯ã¬ãžããã«ãŒãã®ä¿æçã10%çšåºŠãšéåžžã«äœããã®ã«ãªã£ãŠããŸããè¿å¹Žãã®æ°åãäžãã£ãŠãããšã¯ãããæ¥æ¬ãšã¯æ¯ã¹ç©ã«ãªããŸãããéè¡å£åº§ãæã£ãŠããæ¹ã¯ãã¯ã¬ãžããã«ãŒãã§ã¯ãªãããããã«ãŒããå€ãæã€ããã«æããŸãããšã¯ãããåãã«ãŒãã§ããã決æžæã«ã¯ç¹ã«åé¡ã¯ãããŸããã
察å¿ããŠãããã©ã³ããšããŠã¯ãVISAããã¹ã¿ãŒã«ãŒããJCBãšãªããŸããäžã§ãVISAã¯äœ¿ããåºèãå€ããVISAããæã£ãŠããã°ãããã æ
è¡ã«ãããŠåé¡ã¯ãªãã§ããããæ¥æ¬äººèŠ³å
客ãå€ãããããJCBãæå€ãšäœ¿ããŸãã
ããããVISAãæã£ãŠããªã人ã¯çŸéãå€ãäž¡æ¿ããŠãããæ¹ãè¯çã§ãããã
ããããã¯ã¬ãžããã«ãŒã
ããã§ãç§ãæ®æ®µæµ·å€ã§äœ¿ã£ãŠããã¯ã¬ãžããã«ãŒãã玹ä»ããŸãã
æµ·å€ã§äœ¿ãã«ãããã倧äºãªã¯ã¬ãžããã«ãŒãã®æ©èœãšããŠãæµ·å€æ
è¡ä¿éºãæµ·å€ãã£ãã·ã³ã°ãæµ·å€å©çšææ°æãæµ·å€ATM䜿çšæãæããããŸããããããåªããŠããã¯ã¬ãžããã«ãŒãããæµ·å€æ
è¡ã§äœ¿ããããã«ãŒããšèšããŸãã
ã»äžäºäœåã«ãŒã(NL)
âæµ·å€æ
è¡ä¿éºãå©çšä»åž¯
(å·å®³æ»äº¡ã»åŸéºé害â2,000äžåãå·å®³ã»ç«ç
æ²»çè²»çšâ50äžå)
âæµ·å€ãã£ãã·ã³ã°ãç³è«ããã°å©çšå¯èœ
â³æµ·å€å©çšææ°æã2.20% (24幎11æãã3.63%)
â³æµ·å€ATM䜿çšæãå©çšéé¡1äžå以äžâ110å/åã1äžåè¶
â220å/å
ã»ãšãã¹ã«ãŒã
âæµ·å€æ
è¡ä¿éºãå©çšä»åž¯(23幎11æãã)
(å·å®³æ»äº¡ã»åŸéºå·å®³âæé«3,000äžåãå·å®³æ²»çè²»çšâ200äžåãçŸç
æ²»çè²»çšâ270äžå)
âæµ·å€ãã£ãã·ã³ã°ãç³è«ããã°å©çšå¯èœ
âæµ·å€å©çšææ°æã2.20% (24幎4æãã1.63%ããå¢ç)
â³æµ·å€ATM䜿çšæãå©çšéé¡1äžå以äž
â110å/åã1äžåè¶
â220å/å
ã»JALã«ãŒã(æ®é)
â³æµ·å€æ
è¡ä¿éºãå©çšä»åž¯
(å·å®³æ»äº¡ã»åŸéºå·å®³âæé«1,000äžå)
âæµ·å€ãã£ãã·ã³ã°ãç³è«ããã°å©çšå¯èœ
âæµ·å€å©çšææ°æã2.20%
â³æµ·å€ATM䜿çšæãå©çšéé¡1äžå以äžâ110å/åã1äžåè¶
â220å/å
æµ·å€æ
è¡ä¿éºãå©çšä»åž¯ãšã¯ïŒ
æž¡èªå
ãžã®èªç©ºåžè³Œå
¥ãæ¥æ¬ã®ç©ºæž¯ãžåããéã®ééæéãæµ·å€ãã¢ãŒãæµ·å€ã§ã®å
Œ
±äº€éæ©é¢å©çšæã«ã¯ã¬ãžããã«ãŒãã§æ±ºæžãè¡ãªã£ãå Žåãæµ·å€æ
è¡ä¿éºãé©çšããããæµ·å€ã§ã®å®¿æ³ä»£ã®ã¿ã§ã¯é©çšãããªãã®ã§æ³šæã
ãŽãŒã«ãã«ãŒãçã§ããã°ãææããŠããã ãã§æµ·å€æ
è¡ä¿éºãé©çšããããèªåä»åž¯ãšãªãããšãããã
æ®éã«ãŒãã§ã¯ãšãã¹ã«ãŒãã23幎11æãŸã§ãèªåä»åž¯ã§ãã£ããçŸåšã¯å©çšä»åž¯ã«æ¹æªãããŠããŸã£ãã
æµ·å€å©çšææ°æãšã¯ïŒ
æµ·å€ã§æ±ºæžããéã«ãæéã«äžä¹ããããææ°æã®ããšãææ°æ2.20%ã®ã«ãŒãã§ã10,000åå決æžããå Žåã220åã®ææ°æãäžä¹ããããŠè«æ±ãããã
ãŸãæµ·å€ã§æ±ºæžãããšäž¡æ¿ãå¿
èŠãšãªããããã®ã¬ãŒãã¯ã¯ã¬ãžããã«ãŒãäŒç€Ÿãå®ãããã®ã§ãåºæ¬çã«å
¬å®ã¬ãŒãããæ°åã¯æªãã
æµ·å€ATM䜿çšæãšã¯ïŒ
æµ·å€ãã£ãã·ã³ã°ãè¡ãå ŽåãATMãå©çšããŠè¡ããããã®éã«ãããææ°æãå€ãã®ã¯ã¬ãžããã«ãŒãã§ã¯ã110åãŸãã¯220åã®ææ°æããããã
ããã«ãã£ãã·ã³ã°ã¯ãéãåããŠãããããéå©ãããããããã§ãçŸå°ã§äž¡æ¿ãããããçµæå®ããªãããšãå€ãã®ã§ãæµ·å€æ
è¡ã«æ
£ããŠããæ¹ã¯å©çšããããšãå€ãã
ç§ã¯ä»¥äžã«çŽ¹ä»ãã3çš®é¡ã®ã¯ã¬ãžããã«ãŒããå©çšããŠããããããäžäºäœåã«ãŒãã¯24幎11æã«æµ·å€å©çšææ°æã®æ¹æªããããJALã«ãŒãã¯å¹ŽäŒè²»ã®å²ã«æµ·å€æ
è¡ä¿éºã®å
容ãè¯ããªãã®ã§ãããããã¯ãšãã¹ã«ãŒãäžæã
ããã«ãšãã¹ã«ãŒãã¯å¹Žé50äžå以äžå©çšããŸãã¯ãŽãŒã«ãã«ãŒããææãã家æããã®æåŸ
ã§ã氞幎幎éè²»ç¡æã§ãŽãŒã«ãã«ãŒããææã§ããŸãããŽãŒã«ãã«ãŒããªããæµ·å€æ
è¡ä¿éºã®å
容ãããå
å®ããŸãã
ãŸãã¯ã¬ãžããã«ãŒãã¯æäœ3ææã£ãŠãããŸãããããããããããæµ·å€ã§äœ¿ããªãå¯èœæ§ããããŸãããATMã«åžã蟌ãŸããå¯èœæ§ã0ãšã¯èšããŸããã
åè
ã«é¢ããŠã¯ãæµ·å€å©çšãäžæ£å©çšã ãšå€æãããŠãã¯ã¬ãžããã«ãŒããæ¢ããããŠããŸãããšãããããã§ãã
åŸè
ã«é¢ããŠã¯ãæããæªã人ã絡ãã§ããŸããåžã蟌ãã ATMããäžæ©ãåããããã®å Žã§ã¯ã¬ãžããã«ãŒãäŒç€Ÿã«é£çµ¡ããŠãçŽå€±ãå±åºãŠã«ãŒããæ¢ããŠããããŸãããããã®å Žããé¢ããŠããŸããšããã®éã«ã«ãŒããæãåãäžæ£å©çšããŸãã茩ãããŸãã
ãããŠ3æã®ãã¡ãåžžã«æºåž¯ããã®ã¯1æã«ããŠãæ®ãã®2æã¯ããã«ã«çœ®ããŠãããŸããããè·ç©ã®äžã«åãããªãããã«é ããŠããã°ãããã«åŽããã©ãã«ãé¿ãããã®ã§ãæŒãããšã¯ã»ãŒç¡ããšèããŠããã§ããããé«çŽããã«ã§ããã°å°æŽã§ãã
QR決æž
åãã«èšã£ãŠãããšã芳å
客ã«ã¯äœ¿ãããšãåºæ¥ãŸããã
VNPAYãZalo payãªã©ãæåã§ããããããããããã åœå
ã«éè¡å£åº§ãšé»è©±çªå·ãæã£ãŠããªããšãå©çšããããšãåºæ¥ãªãããã§ãã
ãããã ã«ããžãã¹ãªã©ã§ãé·æã«æž¡ã£ãŠæ»åšããå€åœäººã§ãªããã°é¢ããããšã¯ãªãã§ãããããããã ã®ãé£ãåé¡ã解決ããQR決æžã§ãããä»æ¹ãããŸããã
ç§ããŸã QR決æžã¯äœ¿ã£ãããšããããŸãããçŸå°ã«å£åº§ãäœãã®ãé¢åã§ãåŸåãã«ããŠããã ãã§ããã©âŠ
çŸåšQR決æžã¯ãããŒããã³ãªã©ã®å€§éœåžã®äžå¿éšãããããã å
šåœã«ãã§ãŒã³å±éããŠãããåºã®ã»ãšãã©ã§äœ¿ãããšãåºæ¥ãŸãããããããŒã«ã«åºãå°æ¹ãžè¡ãã°ãä»ã ã«çŸé䞻矩ã匷ããããã ãä»åŸã®çµæžçºå±ã«ãã£ãŠããã®åŸåã¯å€ãããããããŸããããå°æ¥ã©ããªããã¯èª°ã«ãåãããŸãããã
2010幎é ãŸã§çŸéãã䜿ããªãã£ãäžåœã§ã¯ã10幎ã§é»å決æžãã䜿ããªãåœã«ãªããŸãããåãå
±ç£äž»çŸ©ãæ²ããäžåœãšã®è·é¢ãè¿ããããã ãåããããªéãé²ãå¯èœæ§ã¯å€§ããããã§ãããã
æåŸã«
ä»åã¯ããããã ã§ã®æ±ºæžæ¹æ³ã«ã€ããŠçŽ¹ä»ããŸããã芳å 客ã¯çŸéãŸãã¯ã«ãŒããå©çšããããšãåºæ¥ãŸãããåºæ¬ã¯çŸéãå¿ èŠã ãšèããŠäž¡æ¿ããé¡ã決ããããšãããããããŸãã
#15ã§ã¯ãããŒããã³ã®ãããã芳å ææã玹ä»ããŸããããããšãããããŸããïŒïŒ
ãããããã°ãµããŒããé¡ãããŸãïŒ ããã ãããµããŒãã¯ã¯ãªãšã€ã¿ãŒãšããŠã®æŽ»åè²»ã«äœ¿ãããŠããã ããŸãïŒ